Pending payments
A payment shows as 'pending' when the merchant has authorised the card but not yet settled the charge.
Authorisations typically drop off in 1–7 days if not settled. The funds aren't gone — they're earmarked.
What usually happens next
- 1.Merchant settles or releases the auth (usually within a week)
- 2.If released, the balance returns automatically
- 3.If duplicated, the second auth normally falls off on its own